Let your property be a step of stairs for your dream. Get Loan Against property and use the fund to accomplish your dreams. Loan against Property can be used for your personal as well as business use. A takeover of your loan with refinancing is also possible with Loan against Property.

Features

• Higher Loan amount with Lower EMI.
• Funds can be used for business as well as personal needs.
• Flexible repayment - Option to choose between Drop line Overdraft Facility or EMI based loan.
• Specially designed programs for the Self Employed

LEASE RENTAL DISCOUNTING (LRD)

Lease Rental Discounting (LRD) helps to raise funds against the future expected rentals of self owned commercial/residential property. The property should be occupied by the Lessee.

• Loan Upto 60% of Property Value.
• Rent Discount Up-to 90% of Net Rental
• Tenure Up – to 2 times of Balance Lease Tenure

Documents :

• Salaried Customers
• Proprietorship
• Partner ship
• Private Limited Companies
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Salaried Customers

• Age Proof
• Address Proof
• Signature Proof
• Passport size photograph
• Employment certificate from the employer
• Copies of pay slips for last 3 months and TDS certificate
• Last 2 years Form 16
• Latest 6-12 months bank statement with salary credits and all running account

Proprietorship

• Passport size 2 photographs of applicant and co applicant.
• Clear Pan Card/Aadhar card /voter ID card applicant and co applicant.
• Office address proof (electricity bill, water bill, telephone bill, mobile bill)
• Residence address proof (electricity bill, water bill, telephone bill, mobile bill)
• Last 3 years ITR with computation of income, balance-sheet, profit & loss account with all schedules, audit report & tax audit reports with annexure ( if applicable )
• Last six months Bank Statement for Individual and the Firm
• VAT |SERVICE TAX | GST Registration
• Property papers ( For Home Loans and LAP )

Partner ship

• Copy of PAN card of partnership firm
• Copy of PAN card/Passport/Driving license of all partners.
•  Passport size 2 photographs of applicant and co applicant.
•  Clear Pan Card/Aadhar card /voter ID card applicant and co applicant.
• Office address proof (electricity bill, water bill, telephone bill, mobile bill, rent agreement )
• Residence address proof (electricity bill, water bill, telephone bill, mobile bill).
• Last 3 years ITR with computation of income, balance-sheet, profit & loss account with all schedules, audit report & tax audit reports with annexure ( if applicable )
• Last 3 years ITR with computation of income of all Partners.
• Last 6months updated bank statement firm and partners
  • VAT |SERVICE TAX | GST Registration
• Partnership deed.
• Property papers ( For Home Loans and LAP )

Private Limited Companies

• Photo for all directors
• PAN | Aadhar | Passport | Driving license card copy of all Directors.
• Residence address proof (electricity bill, water bill, telephone bill or mobile bill)
• Office address proof ( electricity bill, water bill, telephone bill or mobile bill)
• Photograph of all Directors.
• Last 3 years ITR with computation of income, balance-sheet, profit & loss account with all schedules, audit report & tax audit reports with annexure ( if applicable )
• Last 3 years ITR with computation of income of all Directors.
• Last 6 months updated bank statement of the company and directors
• MOA | PAN card copy of Company.
• Service tax | VAT | GST Registration
• List of Directors and list of share-holders with share-holding pattern
• Property papers ( For Home Loans and LAP )